Rhythmic Reasoning_Full Report_Final_EN - Flipbook - Page 62
THE DRUMMER'S EAR | RHYTHMIC REASONING
Disclaimer
This publication has been prepared by The Bank of Nova Scotia for clients of the Scotiabank group of companies. It is for general information purposes only and should not
be considered or relied upon as personal and/or specific financial, tax, pension, insurance, legal or investment advice. We are not tax or legal advisors, and we recommend
that individuals consult with their qualified advisors, including tax and legal advisors, before taking any action based upon the information contained in this publication.
The opinions and projections contained in this publication are our own as of the date hereof and are subject to change without notice. The Bank of Nova Scotia is under
no obligation to update this commentary and readers should assume the information contained herein will not be updated. While care and attention has been taken to
ensure the accuracy and reliability of the material in this publication, neither The Bank of Nova Scotia nor any of its affiliates or any of their respective directors, officers or
employees make any representations or warranties, express or implied, as to the accuracy or completeness of such material and disclaim any liability resulting from any direct
or consequential loss arising from any use of this publication or the information contained herein. This commentary may contain forward-looking statements based on current
expectations and projections about future general economic factors. Forward-looking statements are subject to inherent risks and uncertainties which may be unforeseeable
and such expectations and projections may be incorrect in the future. Forward-looking statements are not guarantees of future performance and you should avoid placing
undue reliance upon them. .This information is not directed to or intended for use by any person resident or located in any country where its distribution is contrary to its laws.
This publication and all the information, opinions and conclusions contained herein are protected by copyright. This publication may not be reproduced in whole or in part
without the prior express consent of The Bank of Nova Scotia.
Scotia Wealth Management® in Canada consists of a range of financial services provided by The Bank of Nova Scotia (Scotiabank®); The Bank of Nova Scotia Trust
Company (Scotiatrust®); Private Investment Counsel, a service of 1832 Asset Management L.P.; 1832 Asset Management U.S. Inc.; Scotia Wealth Insurance Services Inc.; and
ScotiaMcLeod®, a division of Scotia Capital Inc. Private banking services are provided by Scotiabank. Estate and trust services are provided by The Bank of Nova Scotia Trust
Company. Portfolio management is provided by 1832 Asset Management L.P. and 1832 Asset Management U.S. Inc. Insurance services are provided by Scotia Wealth Insurance
Services Inc. Wealth advisory and brokerage services are provided by ScotiaMcLeod, a division of Scotia Capital Inc. International investment advisory services are provided
by Scotia Capital Inc. Financial planning services are provided by Scotiabank and ScotiaMcLeod. Scotia Capital Inc. is a member of the Canadian Investor Protection Fund
and regulated by the Canadian Investment Regulatory Organization. Scotia Wealth Insurance Services Inc. is the insurance subsidiary of Scotia Capital Inc., a member of the
Scotiabank group of companies. When discussing life insurance products, ScotiaMcLeod advisors are acting as Life Insurance Agents (Financial Security Advisors in Quebec)
representing Scotia Wealth Insurance Services Inc.
Scotia Wealth Management® in The Bahamas consists of a range of financial services provided by Scotiabank (Bahamas) Limited and The Bank of Nova Scotia Trust Company
(Bahamas) Limited. International private banking and international investment advisory services are provided by Scotiabank (Bahamas) Limited, an entity licensed with
The Central Bank of The Bahamas and The Securities Commission of The Bahamas. International wealth structuring solutions are provided by The Bank of Nova Scotia Trust
Company (Bahamas) Limited, an entity licensed with The Central Bank of The Bahamas.
Scotia Wealth Management® in Cayman Islands consists of a range of financial services provided by Scotiabank & Trust (Cayman) Ltd. International private banking services,
international investment advisory services and international wealth structuring solutions are provided by Scotiabank & Trust (Cayman) Ltd., an entity licensed by the Cayman
Islands Monetary Authority.
Scotia Wealth Management consists of international private banking services provided, in Peru, by Scotiabank Peru S.A.A, an entity supervised by the Peru Superintendence of
Banking and Insurance.
Scotia Wealth Management® in Chile consists of services provided by Scotiabank Chile (Bank), Scotia Corredora de Bolsa Chile Limitada (Brokerage) and Scotia Administradora
General de Fondos Chile S.A. (Asset Management), entities supervised by the Comisión para el Mercado Financiero de Chile (Financial Market Commission). ® Registered
trademark of The Bank of Nova Scotia, used under license.
62 of 62